{"id":4980,"date":"2026-06-18T07:53:19","date_gmt":"2026-06-18T07:53:19","guid":{"rendered":"https:\/\/hcfm.org\/bn\/%e0%a6%aa%e0%a6%b0%e0%a6%95%e0%a6%b2%e0%a6%aa%e0%a6%a4-%e0%a6%a6%e0%a6%a8\/%e0%a6%85%e0%a6%aa%e0%a6%b6%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%93%e0%a6%af%e0%a6%bc%e0%a6%be\/the-ira-gift-qcd\/"},"modified":"2026-06-19T06:06:13","modified_gmt":"2026-06-19T06:06:13","slug":"%e0%a6%86%e0%a6%87%e0%a6%86%e0%a6%b0%e0%a6%8f-%e0%a6%89%e0%a6%aa%e0%a6%b9%e0%a6%be%e0%a6%b0-qcd","status":"publish","type":"page","link":"https:\/\/hcfm.org\/bn\/%e0%a6%aa%e0%a6%b0%e0%a6%95%e0%a6%b2%e0%a6%aa%e0%a6%a4-%e0%a6%a6%e0%a6%a8\/%e0%a6%85%e0%a6%aa%e0%a6%b6%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%93%e0%a6%af%e0%a6%bc%e0%a6%be\/%e0%a6%86%e0%a6%87%e0%a6%86%e0%a6%b0%e0%a6%8f-%e0%a6%89%e0%a6%aa%e0%a6%b9%e0%a6%be%e0%a6%b0-qcd\/","title":{"rendered":"\u0986\u0987\u0986\u09b0\u098f \u0989\u09aa\u09b9\u09be\u09b0 (QCD)"},"content":{"rendered":"<style>@media(max-width:1024px){.cbmi-d0dd36c0{min-height:55vh !important;}.cbmi-d0dd36c0.is-fit-object .wp-block-cover__image-background{object-fit:contain;object-position: 50% 100% !important;}}@media(max-width:767px){.cbmi-d0dd36c0{min-height:55vh !important;}.cbmi-d0dd36c0.is-fit-object .wp-block-cover__image-background{object-fit:contain;object-position: 50% 100% !important;}}<\/style>\n<div class=\"wp-block-cover has-base-color has-text-color has-link-color wp-elements-13caae0cb3bca5f9350031c165e4d756 cbmi-d0dd36c0\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;min-height:70vh;aspect-ratio:unset;\"><img data-recalc-dims=\"1\" loading=\"eager\" decoding=\"async\" fetchpriority=\"high\" sizes=\"(max-width: 768px) 100vw, (max-width: 1200px) 50vw, 33vw\" decoding=\"async\" class=\"wp-block-cover__image-background wp-image-6621 size-full\" alt=\"\" src=\"https:\/\/i0.wp.com\/hcfm.org\/wp-content\/uploads\/2026\/06\/Planned-Giving.jpg?ssl=1\" data-object-fit=\"cover\"\/ data-desktop=\"https:\/\/hcfm.org\/wp-content\/uploads\/2026\/06\/Planned-Giving.jpg\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-contrast-background-color has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-b12131f3 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-6820f5d6 wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-top:8.44rem;padding-right:0rem;padding-bottom:2.5rem;padding-left:0rem\">\n<h1 class=\"wp-block-heading has-text-align-center animated fadeInUp slow has-whitney-font-family is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left\" style=\"margin-bottom:1rem;text-transform:capitalize\">\u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u09ac\u09bf\u09b6\u09c7\u09b7 \u09a6\u09be\u09a8<\/h1>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull max-781:!mt-5 max-781:!mb-5 is-layout-constrained wp-container-core-group-is-layout-8ec45f02 wp-block-group-is-layout-constrained\" style=\"margin-top:0rem;margin-bottom:0rem;padding-top:3.75rem;padding-right:1.25rem;padding-bottom:3.75rem;padding-left:1.25rem\">\n<div class=\"wp-block-columns are-vertically-aligned-top columns-layout is-layout-flex wp-container-core-columns-is-layout-6f9e0450 wp-block-columns-is-layout-flex\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-column is-vertically-aligned-top text-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\">\n<h2 class=\"wp-block-heading has-text-align-left animated fadeInUp slow has-tertiary-color has-text-color has-link-color has-whitney-font-family has-x-large-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-49508e23b07a55897af6769ae0c7f271\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1.25rem;padding-left:0rem;font-style:normal;font-weight:600;text-transform:capitalize\">\u0986\u0987\u0986\u09b0\u098f \u0989\u09aa\u09b9\u09be\u09b0 (QCD)<\/h2>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">\u0986\u09aa\u09a8\u09be\u09b0 \u0986\u0987\u0986\u09b0\u098f \u098f\u0996\u09a8 \u09b9\u09b2\u09bf \u0995\u09cd\u09b0\u09b8 \u09ab\u09cd\u09af\u09be\u09ae\u09bf\u09b2\u09bf \u09ae\u09bf\u09a8\u09bf\u09b8\u09cd\u099f\u09cd\u09b0\u09bf\u09a4\u09c7 \u09aa\u09cd\u09b0\u09ad\u09be\u09ac \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8-\u09b8\u09cd\u09ae\u09be\u09b0\u09cd\u099f \u0989\u09aa\u09be\u09af\u09bc \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u0995Qualified Charitable Distribution \u09ac\u09be QCD (\u0995\u09c7 \u0995\u0996\u09a8\u0993 \u0995\u0996\u09a8\u0993 &#8220;\u0986\u0987\u0986\u09b0\u098f \u09a6\u09be\u09a4\u09ac\u09cd\u09af \u09b0\u09cb\u09b2\u0993\u09ad\u09be\u09b0&#8221; \u09ac\u09b2\u09be \u09b9\u09af\u09bc) \u09b9\u09b2 \u09b9\u09b2\u09bf \u0995\u09cd\u09b0\u09b8 \u09ab\u09cd\u09af\u09be\u09ae\u09bf\u09b2\u09bf \u09ae\u09bf\u09a8\u09bf\u09b8\u09cd\u099f\u09cd\u09b0\u09bf\u09a4\u09c7 \u098f\u0996\u09a8 \u098f\u0995\u099f\u09bf \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8-\u09ae\u09c1\u0995\u09cd\u09a4 \u0989\u09aa\u09b9\u09be\u09b0 \u09a6\u09c7\u0993\u09af\u09bc\u09be\u09b0 \u098f\u09ac\u0982 \u0986\u09aa\u09a8\u09be\u09b0 \u0986\u09ac\u09b6\u09cd\u09af\u0995 \u09b8\u09b0\u09cd\u09ac\u09a8\u09bf\u09ae\u09cd\u09a8 \u09ac\u09bf\u09a4\u09b0\u09a3 (RMD) \u09aa\u09c2\u09b0\u09a3\u09c7\u09b0 \u098f\u0995\u099f\u09bf \u09a6\u09c1\u09b0\u09cd\u09a6\u09be\u09a8\u09cd\u09a4 \u0989\u09aa\u09be\u09af\u09bc\u0964<\/p>\n\n\n\n<div class=\"wp-block-group has-primary-to-secondary-gradient-background has-background is-layout-constrained wp-container-core-group-is-layout-81ed83c8 wp-block-group-is-layout-constrained\" style=\"border-top-left-radius:1.25rem;border-top-right-radius:1.25rem;border-bottom-left-radius:1.25rem;border-bottom-right-radius:1.25rem;margin-top:0px;margin-bottom:1.25rem;padding-top:1.25rem;padding-right:1.25rem;padding-bottom:1.25rem;padding-left:1.25rem\">\n<h2 class=\"wp-block-heading has-text-align-left animated fadeInUp slow has-base-color has-text-color has-link-color has-whitney-font-family has-x-medium-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-62f76ce824b49eb054459daf1614c35b\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1.25rem;padding-left:0rem;font-style:normal;font-weight:600;text-transform:capitalize\">\u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09b8\u0999\u09cd\u0997\u09c7 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 \u0995\u09b0\u09c1\u09a8<\/h2>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-base-color has-text-color has-link-color has-x-medium-font-size wp-elements-779e23b2857efbb8f7ba6fce0dddda8d wp-block-paragraph\"><a href=\"\/planned-giving\/contact-us\/\">\u0985\u0997\u09cd\u09b0\u0997\u09a4\u09bf\u09b0 \u0985\u09ab\u09bf\u09b8 \u00bb<\/a><\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-base-color has-text-color has-link-color has-x-medium-font-size wp-elements-934450375adabe82e2b95e12b17c29e3 wp-block-paragraph\"><a href=\"tel:508-238-4095\" type=\"tel\" id=\"tel:508-238-4095\">\u0995\u09b2 \u0995\u09b0\u09c1\u09a8 508-238-4095<\/a><\/p>\n<\/div>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong><strong>\u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u0986\u09ae\u09bf \u09af\u09cb\u0997\u09cd\u09af \u09b9\u0987?<\/strong><\/strong><\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">Qualified Charitable Distribution (QCD) \u0986\u09aa\u09a8\u09be\u09b0 \u0986\u0987\u0986\u09b0\u098f \u09a5\u09c7\u0995\u09c7 \u0989\u09aa\u09b9\u09be\u09b0 \u09a6\u09c7\u0993\u09af\u09bc\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995\u09be\u09a7\u09bf\u0995 \u09b8\u09c1\u09ac\u09bf\u09a7\u09be \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09c7\u0964<\/p>\n\n\n\n<ul class=\"wp-block-list animated fadeInUp delay-200ms slow\">\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u0986\u09aa\u09a8\u09be\u09b0 \u0989\u09aa\u09b9\u09be\u09b0 \u09a6\u09c7\u0993\u09af\u09bc\u09be\u09b0 \u09b8\u09ae\u09af\u09bc \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09df\u09b8 70\u00bd \u09ac\u099b\u09b0 \u09ac\u09be \u09a4\u09be\u09b0 \u09ac\u09c7\u09b6\u09bf \u09b9\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u0989\u09aa\u09b9\u09be\u09b0\u0997\u09c1\u09b2\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u0986\u0987\u0986\u09b0\u098f \u09a5\u09c7\u0995\u09c7 \u09b8\u09b0\u09be\u09b8\u09b0\u09bf \u09b9\u09b2\u09bf \u0995\u09cd\u09b0\u09b8 \u09ab\u09cd\u09af\u09be\u09ae\u09bf\u09b2\u09bf \u09ae\u09bf\u09a8\u09bf\u09b8\u09cd\u099f\u09cd\u09b0\u09bf\u09a4\u09c7 \u09af\u09c7\u09a4\u09c7 \u09b9\u09ac\u09c7\u0964<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">2026 \u09b8\u09be\u09b2\u09c7\u09b0 \u099c\u09a8\u09cd\u09af, \u09ae\u09cb\u099f QCD \u0989\u09aa\u09b9\u09be\u09b0 \u09aa\u09cd\u09b0\u09a4\u09bf \u09a6\u09be\u09a4\u09be $111,000 \u0985\u09a4\u09bf\u0995\u09cd\u09b0\u09ae \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09ac\u09c7 \u09a8\u09be\u0964<\/li>\n<\/ul>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong>Qualified Charitable Distribution \u098f\u09b0 \u09b8\u09c1\u09ac\u09bf\u09a7\u09be<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list animated fadeInUp delay-200ms slow\">\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u09af\u09a6\u09bf \u0986\u09aa\u09a8\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u0986\u09af\u09bc \u0995\u09b0\u09c7\u09b0 \u0995\u09c7\u099f\u09c7 \u09b0\u09be\u0996\u09be \u0996\u09b0\u099a\u0997\u09c1\u09b2\u09cb \u09b9\u09bf\u09b8\u09be\u09ac \u0995\u09b0\u09c7\u09a8 \u09a8\u09be, \u09a4\u09ac\u09c7 \u098f\u0995\u099f\u09bf QCD \u09a6\u09be\u09a4\u09ac\u09cd\u09af \u0995\u09be\u099f\u09be \u0996\u09b0\u099a\u09c7\u09b0 \u09b8\u09ac \u09b8\u09c1\u09ac\u09bf\u09a7\u09be \u09a6\u09c7\u09af\u09bc<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u09af\u09a6\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u09df\u09b8 72 \u0985\u09a5\u09ac\u09be \u09a4\u09be\u09b0 \u09ac\u09c7\u09b6\u09bf \u09b9\u09af\u09bc \u098f\u09ac\u0982 \u098f\u0995\u099f\u09bf \u0986\u09ac\u09b6\u09cd\u09af\u0995 \u09b8\u09b0\u09cd\u09ac\u09a8\u09bf\u09ae\u09cd\u09a8 \u09ac\u09bf\u09a4\u09b0\u09a3 (RMD) \u09a8\u09bf\u09a4\u09c7 \u09b9\u09af\u09bc, \u098f\u0995\u099f\u09bf QCD \u0989\u09aa\u09b9\u09be\u09b0 \u0986\u09aa\u09a8\u09be\u09b0 RMD \u09aa\u09c2\u09b0\u09a3\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u099f\u09bf \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7, \u09af\u09be \u0986\u09aa\u09a8\u09be\u09b0 \u0986\u09af\u09bc \u0995\u09b0\u09c7\u09b0 \u09ac\u09be\u09a1\u09bc\u09be\u09a8\u09cb\u09b0 \u099c\u09a8\u09cd\u09af \u09b9\u09af\u09bc \u09a8\u09be\u0964<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u0986\u09aa\u09a8\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u0989\u09aa\u09b9\u09be\u09b0 \u098f\u0995\u099f\u09bf \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u09aa\u09cd\u09b0\u09cb\u0997\u09cd\u09b0\u09be\u09ae \u09ac\u09be \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7\u09b0 \u09a6\u09bf\u0995\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a6\u09c7\u09b6 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u098f\u099f\u09bf \u09b9\u09b2\u09bf \u0995\u09cd\u09b0\u09b8 \u09ab\u09cd\u09af\u09be\u09ae\u09bf\u09b2\u09bf \u09ae\u09bf\u09a8\u09bf\u09b8\u09cd\u099f\u09cd\u09b0\u09bf\u09a4\u09c7 \u098f\u0995\u099f\u09bf \u09a4\u09be\u09a4\u09cd\u0995\u09cd\u09b7\u09a3\u09bf\u0995 \u09aa\u09cd\u09b0\u09ad\u09be\u09ac \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be\u09b0 \u098f\u0995\u099f\u09bf \u099a\u09ae\u09ce\u0995\u09be\u09b0 \u0989\u09aa\u09be\u09af\u09bc\u0964<\/li>\n<\/ul>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong>\u0986\u09ae\u09bf \u0995\u09bf\u09ad\u09be\u09ac\u09c7 \u098f\u0995\u099f\u09bf \u0986\u0987\u0986\u09b0\u098f \u09a6\u09be\u09a4\u09ac\u09cd\u09af \u09b0\u09cb\u09b2\u0993\u09ad\u09be\u09b0 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09bf?<\/strong><\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">\u0986\u09aa\u09a8\u09be\u09b0 \u0986\u0987\u0986\u09b0\u098f \u09aa\u09cd\u09b0\u09b6\u09be\u09b8\u0995\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 \u0995\u09b0\u09c1\u09a8 \u09af\u09be\u09a4\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u0986\u0987\u0986\u09b0\u098f \u09a5\u09c7\u0995\u09c7 HCFM-\u098f \u098f\u0995\u099f\u09bf Qualified Charitable Distribution \u0985\u09a8\u09c1\u09b0\u09cb\u09a7 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8\u0964<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top columns-layout__left-col has-primary-to-secondary-gradient-background has-background is-layout-flow wp-container-core-column-is-layout-b9178209 wp-block-column-is-layout-flow\" style=\"border-radius:1.25rem;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;flex-basis:30%\">\n<div class=\"wp-block-buttons animated fadeInUp delay-100ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0985\u0997\u09cd\u09b0\u0997\u09a4\u09bf<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp delay-100ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/why-give\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0995\u09c7\u09a8 \u09a6\u09be\u09a8 \u0995\u09b0\u09ac\u09c7\u09a8?<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp delay-200ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/plan-your-legacy\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0986\u09aa\u09a8\u09be\u09b0 \u0989\u09a4\u09cd\u09a4\u09b0\u09be\u09a7\u09bf\u0995\u09be\u09b0 \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u0995\u09b0\u09c1\u09a8<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/giving-options\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u09a6\u09be\u09a8 \u0995\u09b0\u09be\u09b0 \u09ac\u09bf\u0995\u09b2\u09cd\u09aa\u0997\u09c1\u09b2\u09bf<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/giving-options\/gifts-by-will-or-trust\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0987\u099a\u09cd\u099b\u09be \u09ac\u09be \u099f\u09cd\u09b0\u09be\u09b8\u09cd\u099f \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u0989\u09aa\u09b9\u09be\u09b0<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/giving-options\/naming-us-in-your-assets\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0986\u09aa\u09a8\u09be\u09b0 \u09b8\u09ae\u09cd\u09aa\u09a4\u09cd\u09a4\u09bf\u09a4\u09c7 \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09a8\u09be\u09ae\u09c7 \u0985\u09a8\u09cd\u09a4\u09b0\u09cd\u09ad\u09c1\u0995\u09cd\u09a4 \u0995\u09b0\u09be<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/giving-options\/ira-charitable-rollover\/https:\/\/hcfm.org\/bn\/%e0%a6%aa%e0%a6%b0%e0%a6%95%e0%a6%b2%e0%a6%aa%e0%a6%a4-%e0%a6%a6%e0%a6%a8\/%e0%a6%85%e0%a6%aa%e0%a6%b6%e0%a6%a8-%e0%a6%a6%e0%a7%87%e0%a6%93%e0%a6%af%e0%a6%bc%e0%a6%be\/%e0%a6%86%e0%a6%87%e0%a6%86%e0%a6%b0%e0%a6%8f-%e0%a6%89%e0%a6%aa%e0%a6%b9%e0%a6%be%e0%a6%b0-qcd\/\">\u0986\u0987\u0986\u09b0\u098f \u0989\u09aa\u09b9\u09be\u09b0 (QCD)<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/what-you-can-give\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0986\u09aa\u09a8\u09bf \u0995\u09c0 \u09a6\u09bf\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/resources\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u09b8\u09be\u09a7\u09a8\u09be\u0997\u09c1\u09b2\u09bf<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"\/planned-giving\/contact-us\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09b8\u09be\u09a5\u09c7 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 \u0995\u09b0\u09c1\u09a8<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0986\u0987\u0986\u09b0\u098f \u0989\u09aa\u09b9\u09be\u09b0 (QCD) \u0986\u09aa\u09a8\u09be\u09b0 \u0986\u0987\u0986\u09b0\u098f \u098f\u0996\u09a8 \u09b9\u09b2\u09bf \u0995\u09cd\u09b0\u09b8 \u09ab\u09cd\u09af\u09be\u09ae\u09bf\u09b2\u09bf \u09ae\u09bf\u09a8\u09bf\u09b8\u09cd\u099f\u09cd\u09b0\u09bf\u09a4\u09c7 \u09aa\u09cd\u09b0\u09ad\u09be\u09ac \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8-\u09b8\u09cd\u09ae\u09be\u09b0\u09cd\u099f \u0989\u09aa\u09be\u09af\u09bc \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u0995Qualified Charitable Distribution \u09ac\u09be QCD (\u0995\u09c7 \u0995\u0996\u09a8\u0993 \u0995\u0996\u09a8\u0993 &#8220;\u0986\u0987\u0986\u09b0\u098f \u09a6\u09be\u09a4\u09ac\u09cd\u09af \u09b0\u09cb\u09b2\u0993\u09ad\u09be\u09b0&#8221; \u09ac\u09b2\u09be \u09b9\u09af\u09bc) \u09b9\u09b2 \u09b9\u09b2\u09bf \u0995\u09cd\u09b0\u09b8 \u09ab\u09cd\u09af\u09be\u09ae\u09bf\u09b2\u09bf \u09ae\u09bf\u09a8\u09bf\u09b8\u09cd\u099f\u09cd\u09b0\u09bf\u09a4\u09c7 \u098f\u0996\u09a8 \u098f\u0995\u099f\u09bf \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8-\u09ae\u09c1\u0995\u09cd\u09a4 \u0989\u09aa\u09b9\u09be\u09b0 \u09a6\u09c7\u0993\u09af\u09bc\u09be\u09b0 \u098f\u09ac\u0982 \u0986\u09aa\u09a8\u09be\u09b0 \u0986\u09ac\u09b6\u09cd\u09af\u0995 \u09b8\u09b0\u09cd\u09ac\u09a8\u09bf\u09ae\u09cd\u09a8 \u09ac\u09bf\u09a4\u09b0\u09a3 (RMD) \u09aa\u09c2\u09b0\u09a3\u09c7\u09b0 \u098f\u0995\u099f\u09bf \u09a6\u09c1\u09b0\u09cd\u09a6\u09be\u09a8\u09cd\u09a4 \u0989\u09aa\u09be\u09af\u09bc\u0964 \u0986\u09ae\u09be\u09a6\u09c7\u09b0 \u09b8\u0999\u09cd\u0997\u09c7 \u09af\u09cb\u0997\u09be\u09af\u09cb\u0997 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":4974,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"editor_notices":[],"footnotes":""},"class_list":["post-4980","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0986\u0987\u0986\u09b0\u098f \u0989\u09aa\u09b9\u09be\u09b0 (QCD) - HCFM-Bangla<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hcfm.org\/bn\/\u09aa\u09b0\u0995\u09b2\u09aa\u09a4-\u09a6\u09a8\/\u0985\u09aa\u09b6\u09a8-\u09a6\u09c7\u0993\u09af\u09bc\u09be\/\u0986\u0987\u0986\u09b0\u098f-\u0989\u09aa\u09b9\u09be\u09b0-qcd\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0986\u0987\u0986\u09b0\u098f \u0989\u09aa\u09b9\u09be\u09b0 (QCD) - HCFM-Bangla\" \/>\n<meta property=\"og:description\" content=\"\u0986\u0987\u0986\u09b0\u098f \u0989\u09aa\u09b9\u09be\u09b0 (QCD) \u0986\u09aa\u09a8\u09be\u09b0 \u0986\u0987\u0986\u09b0\u098f \u098f\u0996\u09a8 \u09b9\u09b2\u09bf \u0995\u09cd\u09b0\u09b8 \u09ab\u09cd\u09af\u09be\u09ae\u09bf\u09b2\u09bf \u09ae\u09bf\u09a8\u09bf\u09b8\u09cd\u099f\u09cd\u09b0\u09bf\u09a4\u09c7 \u09aa\u09cd\u09b0\u09ad\u09be\u09ac \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995 \u099f\u09cd\u09af\u09be\u0995\u09cd\u09b8-\u09b8\u09cd\u09ae\u09be\u09b0\u09cd\u099f \u0989\u09aa\u09be\u09af\u09bc \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u0964 \u0995Qualified Charitable Distribution \u09ac\u09be QCD (\u0995\u09c7 \u0995\u0996\u09a8\u0993 \u0995\u0996\u09a8\u0993 &#8220;\u0986\u0987\u0986\u09b0\u098f 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