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noopener\">\u0986\u09aa\u09a8\u09be\u09b0 \u098f\u09b8\u09cd\u099f\u09c7\u099f \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be\u09b0 \u0997\u09be\u0987\u09a1 \u09aa\u09be\u09a8<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">\u098f\u0995\u099f\u09bf \u09ad\u09be\u09b2 \u098f\u09b8\u09cd\u099f\u09c7\u099f \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u0986\u09b0\u0993 \u098f\u0997\u09bf\u09af\u09bc\u09c7 \u09af\u09be\u09af\u09bc \u098f\u09ac\u0982 \u0986\u09aa\u09a8\u09be\u09b0 \u0442\u0435\u043a\u0443\u0449 \u09aa\u09b0\u09bf\u09b8\u09cd\u09a5\u09bf\u09a4\u09bf\u09b0 \u0985\u09a8\u09c7\u0995 \u09a6\u09bf\u0995\u0997\u09c1\u09b2\u09bf \u09b8\u09ae\u09cd\u09ac\u09cb\u09a7\u09a8 \u0995\u09b0\u09c7, \u098f\u09ac\u0982 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\u0986\u09aa\u09a8\u09be\u09b0 \u09b8\u09ae\u09cd\u09aa\u09a6\u09c7\u09b0 \u09af\u09a4\u09cd\u09a8 \u09a8\u09c7\u0993\u09af\u09bc\u09be \u098f\u09ac\u0982 \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09ac\u09cd\u09af\u0995\u09cd\u09a4\u09bf\u09a6\u09c7\u09b0 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u0997\u09c1\u09b2\u09bf\u09a4\u09c7 \u09b8\u09ae\u09cd\u09aa\u09a6\u09c7\u09b0 \u09b8\u09c1\u09b7\u09cd\u09a0\u09c1 \u09b9\u09b8\u09cd\u09a4\u09be\u09a8\u09cd\u09a4\u09b0\u09c7\u09b0 \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u0995\u09b0\u09be\u0964<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left animated fadeInUp slow has-tertiary-color has-text-color has-link-color has-whitney-font-family has-x-medium-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-3\" 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\u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09a4\u09c7 \u0995\u09be\u099c \u0995\u09b0\u09be\u09b0 \u0987\u099a\u09cd\u099b\u09be \u09aa\u09cd\u09b0\u0995\u09be\u09b6 \u0995\u09b0\u09c7\u0964 \u09a4\u09ac\u09c7 \u098f\u0995\u099f\u09bf \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u09a4\u09c8\u09b0\u09bf (\u0985\u09a5\u09ac\u09be \u0986\u09aa\u09a1\u09c7\u099f) \u0995\u09b0\u09be \u09b9\u09b2 \u0986\u09aa\u09a8\u09be\u09b0 \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09be \u09b8\u09ac\u099a\u09c7\u09af\u09bc\u09c7 \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09ac\u09bf\u09b7\u09af\u09bc\u0997\u09c1\u09b2\u09cb\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u098f\u0995\u099f\u09bf\u0964 \u09af\u0996\u09a8 \u0986\u09aa\u09a8\u09bf \u098f\u099f\u09bf \u0995\u09b0\u09c7\u09a8, \u0986\u09aa\u09a8\u09bf \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7\u09a8:<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized has-custom-border animated fadeInUp delay-100ms slow\" style=\"margin-top:0rem;margin-right:0rem;margin-bottom:1rem;margin-left:0rem\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/hcfm.org\/wp-content\/uploads\/2026\/06\/2372alingMass282772928129-1.png?ssl=1\" alt=\"\" class=\"wp-image-7129\" style=\"border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-left-radius:10px;border-bottom-right-radius:10px;width:245px;height:auto\"\/><\/figure>\n\n\n\n<ul class=\"wp-block-list animated fadeInUp delay-200ms slow\">\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u0986\u09aa\u09a8\u09be\u09b0 \u099c\u09c0\u09ac\u09a6\u09cd\u09a6\u09b6\u09be\u09af\u09bc \u0986\u09aa\u09a8\u09bf \u09af\u09be \u0995\u09bf\u099b\u09c1 \u09b8\u0982\u0997\u09cd\u09b0\u09b9 \u0995\u09b0\u09c7\u099b\u09c7\u09a8, \u09b8\u09c7\u0997\u09c1\u09b2\u09cb 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\u09a8\u09bf\u09b6\u09cd\u099a\u09af\u09bc\u09a4\u09be \u09a8\u09c7\u0987\u0964<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u0986\u09aa\u09a8\u09be\u09b0 \u0985\u09b8\u09c1\u09b8\u09cd\u09a5 \u09b9\u09af\u09bc\u09c7 \u09aa\u09a1\u09bc\u09b2\u09c7 \u098f\u09ac\u0982 \u0986\u09aa\u09a8\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4 \u09a8\u09bf\u09a4\u09c7 \u0985\u0995\u09cd\u09b7\u09ae \u09b9\u09b2\u09c7 \u09aa\u09be\u09b2\u09a8 \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09a8\u09bf\u09b0\u09cd\u09a6\u09c7\u09b6\u09a8\u09be \u09a6\u09bf\u09a8\u0964<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u0986\u09aa\u09a8\u09be\u09b0 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style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u09bf\u09af\u09bc\u099c\u09a8\u09a6\u09c7\u09b0 \u09af\u09c7\u0995\u09cb\u09a8\u09cb \u09ac\u09bf\u09b6\u09c7\u09b7 \u099a\u09be\u09b9\u09bf\u09a6\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be \u0995\u09b0\u09c1\u09a8\u0964<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u09b8\u09ae\u09cd\u09ad\u09be\u09ac\u09cd\u09af \u098f\u09b8\u09cd\u099f\u09c7\u099f \u0995\u09b0 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09cb\u09ac\u09c7\u099f \u09ab\u09bf \u0995\u09ae\u09be\u09a8\u0964<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u09af\u09c7 \u09a7\u09b0\u09a8\u09c7\u09b0 \u09a6\u09be\u09ab\u09a8\u0995\u09be\u099c \u0986\u09aa\u09a8\u09bf \u099a\u09be\u09a8 \u09a4\u09be \u09a8\u09bf\u09b0\u09cd\u09a6\u09bf\u09b7\u09cd\u099f \u0995\u09b0\u09c1\u09a8\u0964<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">\u09ac\u09a8\u09cd\u09a7\u09c1, \u09aa\u09cb\u09b7\u09be \u09aa\u09cd\u09b0\u09be\u09a3\u09c0, \u098f\u09ac\u0982 \u09b8\u0982\u09b8\u09cd\u09a5\u09be\u0997\u09c1\u09b2\u09bf\u09b0 \u099c\u09a8\u09cd\u09af \u09af\u09a4\u09cd\u09a8 \u09a8\u09bf\u09a8 \u09af\u09be\u09a6\u09c7\u09b0 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7\u0993 \u0986\u09aa\u09a8\u09be\u09b0 \u09ac\u0995\u09cd\u09a4\u09ac\u09cd\u09af \u09a5\u09be\u0995\u09c7 \u0995\u09bf\u09a8\u09cd\u09a4\u09c1 \u09af\u09be\u09a6\u09c7\u09b0 \u0995\u0996\u09a8\u0993 \u09a1\u09bf\u09ab\u09b2\u09cd\u099f \u09b0\u09be\u09b7\u09cd\u099f\u09cd\u09b0 \u09ac\u09a3\u09cd\u099f\u09a8 \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be\u09af\u09bc \u0985\u09a8\u09cd\u09a4\u09b0\u09cd\u09ad\u09c1\u0995\u09cd\u09a4 \u0995\u09b0\u09be \u09b9\u09af\u09bc \u09a8\u09be\u0964<\/li>\n<\/ul>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">\u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u0995\u09b0\u09c7, \u0986\u09aa\u09a8\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09b0\u09bf\u09ac\u09be\u09b0\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09ac\u09bf\u09b7\u09af\u09bc\u0997\u09c1\u09b2\u09cb\u0993 \u0986\u09b0\u09cb \u09b8\u09b9\u099c \u0995\u09b0\u09c7 \u09a6\u09c7\u09a8\u0964 \u09af\u09a6\u09bf \u0995\u09bf\u099b\u09c1 \u09b9\u09af\u09bc\u09c7 \u09af\u09be\u09af\u09bc, \u098f\u099f\u09bf \u0987\u09a4\u09bf\u09ae\u09a7\u09cd\u09af\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09b0\u09bf\u09ac\u09be\u09b0\u09c7\u09b0 \u098f\u09ac\u0982 \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09aa\u09cd\u09b0\u09bf\u09af\u09bc\u099c\u09a8\u09a6\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u098f\u0995\u099f\u09bf \u0985\u09a4\u09cd\u09af\u09a8\u09cd\u09a4 \u0995\u09a0\u09bf\u09a8 \u09b8\u09ae\u09af\u09bc \u09b9\u09ac\u09c7\u0964 \u09af\u09a6\u09bf \u09a4\u09be\u09b0\u09be \u0986\u09aa\u09a8\u09be\u09b0 \u09af\u09be \u0998\u099f\u09a4\u09c7 \u099a\u09be\u09a8 \u09a4\u09be \u099c\u09be\u09a8\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7 \u098f\u09ac\u0982 \u0986\u09aa\u09a8\u09be\u09b0 \u0987\u099a\u09cd\u099b\u09be\u09b0 \u09aa\u09cd\u09b0\u09a4\u09bf \u0985\u09a8\u09c1\u09b8\u09b0\u09a3 \u0995\u09b0\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u09aa\u09cd\u09b0\u09af\u09bc\u09cb\u099c\u09a8\u09c0\u09af\u09bc \u0989\u09aa\u09be\u09af\u09bc \u0996\u09c1\u0981\u099c\u09c7 \u09aa\u09be\u09af\u09bc \u09a4\u09ac\u09c7 \u098f\u099f\u09bf \u0995\u09a4\u09a6\u09c2\u09b0 \u0986\u09b6\u09cd\u099a\u09b0\u09cd\u09af\u099c\u09a8\u0995 \u09b9\u09ac\u09c7\u0964 \u09ac\u09b0\u09cd\u09a4\u09ae\u09be\u09a8\u09c7 \u0986\u09aa\u09a8\u09bf \u09af\u09c7 \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u0995\u09b0\u099b\u09c7\u09a8 \u09a4\u09be\u09b0 \u099c\u09a8\u09cd\u09af \u0986\u09aa\u09a8\u09be\u0995\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09cd\u09b0\u09bf\u09af\u09bc\u099c\u09a8\u09a6\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09ad\u09ac\u09bf\u09b7\u09cd\u09af\u09a4\u09c7\u09b0 \u09b6\u09c7\u09b7 \u0989\u09aa\u09b9\u09be\u09b0 \u09b9\u09bf\u09b8\u09c7\u09ac\u09c7 \u09ac\u09bf\u09ac\u09c7\u099a\u09a8\u09be \u0995\u09b0\u09ac\u09c7\u09a8\u0964<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">\u09af\u09a6\u09bf\u0993 \u098f\u09b8\u09cd\u099f\u09c7\u099f \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u0995\u09bf\u099b\u09c1 \u0995\u09a0\u09bf\u09a8 \u09b8\u09bf\u09a6\u09cd\u09a7\u09be\u09a8\u09cd\u09a4 \u09a8\u09bf\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7 \u098f\u09ac\u0982 \u0985\u09b8\u09cd\u09ac\u09b8\u09cd\u09a4\u09bf\u0995\u09be\u09b0\u0995 \u09ac\u09bf\u09b7\u09af\u09bc\u0997\u09c1\u09b2\u09cb \u09ae\u09cb\u0995\u09be\u09ac\u09c7\u09b2\u09be \u0995\u09b0\u09a4\u09c7 \u09aa\u09be\u09b0\u09c7, \u098f\u099f\u09bf \u09b8\u09ae\u09cd\u09aa\u09a8\u09cd\u09a8 \u09b9\u09b2\u09c7 \u098f\u0995\u099f\u09bf \u09ac\u09bf\u09b6\u09be\u09b2 \u09b8\u0982\u09ac\u09bf\u09a7\u09be\u09a8 \u098f\u09ac\u0982 \u09b6\u09be\u09a8\u09cd\u09a4\u09bf\u09b0 \u0985\u09a8\u09c1\u09ad\u09c2\u09a4\u09bf \u09aa\u09cd\u09b0\u09a6\u09be\u09a8 \u0995\u09b0\u09c7\u0964 \u0986\u09aa\u09a8\u09bf \u099c\u09be\u09a8\u09ac\u09c7\u09a8 \u09af\u09c7 \u0986\u09aa\u09a8\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u09a8\u09bf\u099c\u09c7\u09b0 \u098f\u09ac\u0982 \u09aa\u09cd\u09b0\u09bf\u09af\u09bc\u099c\u09a8\u09a6\u09c7\u09b0 \u099c\u09a8\u09cd\u09af \u09af\u09a4\u099f\u09c1\u0995\u09c1 \u09b8\u09ae\u09cd\u09ad\u09ac \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be \u0995\u09b0\u09a4\u09c7 \u099a\u09c7\u09b7\u09cd\u099f\u09be \u0995\u09b0\u09c7\u099b\u09c7\u09a8, \u09b8\u09c7\u0987\u09b8\u09be\u09a5\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u099c\u09c0\u09ac\u09a6\u09cd\u09a6\u09b6\u09be\u09af\u09bc \u0986\u09aa\u09a8\u09bf \u09af\u09c7 \u0995\u09be\u09b0\u09a3\u0997\u09c1\u09b2\u09cb\u09b0 \u09af\u09a4\u09cd\u09a8 \u09a8\u09bf\u09af\u09bc\u09c7\u099b\u09c7\u09a8\u0964 \u0986\u09aa\u09a8\u09be\u09b0 \u09aa\u09c3\u09a5\u09bf\u09ac\u09c0\u09a4\u09c7 \u09b0\u09c7\u0996\u09c7 \u0986\u09b8\u09be \u0986\u09aa\u09a8\u09be\u09b0 \u0989\u09a4\u09cd\u09a4\u09b0\u09be\u09a7\u09bf\u0995\u09be\u09b0 \u0995\u09c0 \u09b9\u09ac\u09c7 \u09a4\u09be \u099c\u09be\u09a8\u09be\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09ae\u09b9\u09be\u09a8 \u09b8\u09a8\u09cd\u09a4\u09c1\u09b7\u09cd\u099f\u09bf \u0986\u099b\u09c7\u0964<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-b8487f01 wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1.5rem;padding-left:0rem\"><div class=\"wp-block-hcfm-faq-block\">\n    <div class=\"accordion default\">\n                        <div class=\"accordion-item\">\n                    <h3 class=\"accordion-title\">\u098f\u09b8\u09cd\u099f\u09c7\u099f \u09aa\u09b0\u09bf\u0995\u09b2\u09cd\u09aa\u09a8\u09be\u09b0 \u09ae\u09c2\u09b2 \u0989\u09aa\u09be\u09a6\u09be\u09a8\u0997\u09c1\u09b2\u09bf<\/h3>\n                    <div class=\"accordion-content\">\n  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\u0985\u09a8\u09c7\u0995\u09c7\u09b0 \u09ae\u09a4\u09cb \u09b9\u09a8, \u09a4\u09ac\u09c7 \u0986\u09aa\u09a8\u09bf \u099c\u09be\u09a8\u09c7\u09a8 \u098f\u099f\u09bf \u0995\u09c0\u09ad\u09be\u09ac\u09c7 \u098f\u0995\u099f\u09bf \u0989\u0987\u09b2 \u09a4\u09c8\u09b0\u09bf \u0995\u09b0\u09be\u09b0 \u09b8\u09be\u09a5\u09c7 \u099c\u09a1\u09bc\u09bf\u09a4\u0964 \u0986\u09aa\u09a8\u09bf \u09af\u09a6\u09bf \u09ac\u09b2\u09c7\u09a8 \u098f\u099f\u09bf \u0995\u09bf\u099b\u09c1 \u0985\u09a8\u09cd\u09af\u09be\u09a8\u09cd\u09af \u09a7\u09b0\u09a8\u09c7\u09b0 \u09ac\u09cd\u09af\u09ac\u09b8\u09cd\u09a5\u09be\u09aa\u09a8\u09be\u09b0 \u0995\u09a5\u09be \u09ac\u09b2\u09c7 \u09af\u09be \u0986\u09aa\u09a8\u09be\u09b0 \u099c\u09c0\u09ac\u09a8\u09c7\u09b0 \u09b6\u09c7\u09b7 \u09b8\u09ae\u09af\u09bc\u09c7 \u0998\u099f\u09c7 \u09a4\u09be\u09b0 \u09b8\u09be\u09a5\u09c7 \u0995\u09bf\u099b\u09c1 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09bf\u09a4, \u09a4\u09ac\u09c7 \u0986\u09aa\u09a8\u09bf 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