{"id":5238,"date":"2026-06-18T07:47:47","date_gmt":"2026-06-18T07:47:47","guid":{"rendered":"https:\/\/hcfm.org\/fr\/donationsprevues\/donner-des-options\/naming-us-in-your-assets\/"},"modified":"2026-07-20T05:39:48","modified_gmt":"2026-07-20T05:39:48","slug":"nous-nommer-dans-vos-actifs","status":"publish","type":"page","link":"https:\/\/hcfm.org\/fr\/donationsprevues\/donner-des-options\/nous-nommer-dans-vos-actifs\/","title":{"rendered":"Nous nommer dans vos actifs"},"content":{"rendered":"<style>@media(max-width:1024px){.cbmi-d0dd36c0{min-height:55vh !important;}.cbmi-d0dd36c0.is-fit-object .wp-block-cover__image-background{object-fit:contain;object-position: 50% 100% !important;}}@media(max-width:767px){.cbmi-d0dd36c0{min-height:55vh !important;}.cbmi-d0dd36c0.is-fit-object .wp-block-cover__image-background{object-fit:contain;object-position: 50% 100% !important;}}<\/style>\n<div class=\"wp-block-cover has-base-color has-text-color has-link-color wp-elements-1 cbmi-d0dd36c0\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;min-height:70vh;aspect-ratio:unset;\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"wp-block-cover__image-background wp-image-6621 size-full\" alt=\"\" src=\"https:\/\/i0.wp.com\/hcfm.org\/wp-content\/uploads\/2026\/06\/Planned-Giving.jpg?ssl=1\" data-object-fit=\"cover\"\/ data-desktop=\"https:\/\/hcfm.org\/wp-content\/uploads\/2026\/06\/Planned-Giving.jpg\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-contrast-background-color has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-b12131f3 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-6820f5d6 wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-top:8.44rem;padding-right:0rem;padding-bottom:2.5rem;padding-left:0rem\">\n<h1 class=\"wp-block-heading has-text-align-center animated fadeInUp slow has-whitney-font-family is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left\" style=\"margin-bottom:1rem;text-transform:capitalize\">Dons planifi\u00e9s<\/h1>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull max-781:!mt-5 max-781:!mb-5 is-layout-constrained wp-container-core-group-is-layout-8ec45f02 wp-block-group-is-layout-constrained\" style=\"margin-top:0rem;margin-bottom:0rem;padding-top:3.75rem;padding-right:1.25rem;padding-bottom:3.75rem;padding-left:1.25rem\">\n<div class=\"wp-block-columns are-vertically-aligned-top columns-layout is-layout-flex wp-container-core-columns-is-layout-6f9e0450 wp-block-columns-is-layout-flex\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-column is-vertically-aligned-top text-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\">\n<h2 class=\"wp-block-heading has-text-align-left animated fadeInUp slow has-tertiary-color has-text-color has-link-color has-whitney-font-family has-x-large-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-2\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1.25rem;padding-left:0rem;font-style:normal;font-weight:600;text-transform:capitalize\">Nommez-nous dans vos actifs<\/h2>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">L&rsquo;une des fa\u00e7ons les plus simples de faire un don \u00e0 Holy Cross Family Ministries est de d\u00e9signer HCFM pour recevoir vos actifs \u00e0 la fin de votre vie. Vous pouvez sp\u00e9cifier l&rsquo;ensemble ou un pourcentage des actifs que vous souhaitez que chaque b\u00e9n\u00e9ficiaire re\u00e7oive. Souvent, il suffit de remplir un formulaire.<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong>Les d\u00e9signations de b\u00e9n\u00e9ficiaires sont une option pour donner les actifs financiers suivants :<\/strong><\/p>\n\n\n\n<div class=\"wp-block-group has-primary-to-secondary-gradient-background has-background is-layout-constrained wp-container-core-group-is-layout-81ed83c8 wp-block-group-is-layout-constrained\" style=\"border-top-left-radius:1.25rem;border-top-right-radius:1.25rem;border-bottom-left-radius:1.25rem;border-bottom-right-radius:1.25rem;margin-top:0px;margin-bottom:1.25rem;padding-top:1.25rem;padding-right:1.25rem;padding-bottom:1.25rem;padding-left:1.25rem\">\n<h2 class=\"wp-block-heading has-text-align-left animated fadeInUp slow has-base-color has-text-color has-link-color has-whitney-font-family has-x-medium-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-3\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1.25rem;padding-left:0rem;font-style:normal;font-weight:600;text-transform:capitalize\">Parlez-nous<\/h2>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-base-color has-text-color has-link-color has-x-medium-font-size wp-elements-4 wp-block-paragraph\"><a href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/contactez-nous\/\" data-type=\"link\" data-id=\"https:\/\/hcfm.org\/fr\/donationsprevues\/contactez-nous\/\">Bureau de l&rsquo;avancement \u00bb<\/a><\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-base-color has-text-color has-link-color has-x-medium-font-size wp-elements-5 wp-block-paragraph\"><a href=\"tel:508-238-4095\" type=\"tel\" id=\"tel:508-238-4095\">Appeler le 508-238-4095<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp delay-200ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:1rem;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-secondary-background-color has-background wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/wp-content\/uploads\/2026\/06\/Beneficiary-designation-_-Holy-Cross-Family-Ministries.pdf\">En savoir plus sur les d\u00e9signations de b\u00e9n\u00e9ficiaires&nbsp;<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong><strong>Actifs de compte de retraite<\/strong><\/strong><br>Une alternative \u00e0 un legs charitable est de d\u00e9signer Holy Cross Family Ministries comme b\u00e9n\u00e9ficiaire des actifs de votre compte de retraite. Ce don est simple car il n&rsquo;est pas n\u00e9cessaire de modifier votre testament ou votre fiducie. Tout ce que vous avez \u00e0 faire est de remplir un formulaire de d\u00e9signation de b\u00e9n\u00e9ficiaire aupr\u00e8s de votre administrateur de plan.<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">Un don d&rsquo;actifs de retraite a l&rsquo;avantage suppl\u00e9mentaire d&rsquo;\u00eatre une mani\u00e8re fiscalement avantageuse de r\u00e9aliser un don de succession. Cela est d\u00fb au fait que vos actifs de retraite, s&rsquo;ils sont laiss\u00e9s \u00e0 des particuliers, seront soumis \u00e0 l&rsquo;imp\u00f4t sur le revenu lorsqu&rsquo;ils recevront des distributions et, pour la plupart des non-conjoints, ces distributions doivent avoir lieu dans les 10 ans, ce qui pourrait faire passer vos b\u00e9n\u00e9ficiaires dans des tranches d&rsquo;imposition plus \u00e9lev\u00e9es. Si vous donnez vos actifs de retraite \u00e0 une organisation exon\u00e9r\u00e9e d&rsquo;imp\u00f4t comme HCFM, 100 % des actifs de retraite seront disponibles pour ses objectifs caritatifs. Si vous souhaitez vous souvenir de nous dans votre plan d&rsquo;h\u00e9ritage, une strat\u00e9gie fiscale efficace consiste \u00e0 laisser d&rsquo;autres types d&rsquo;actifs\u2014liquides, valeurs mobili\u00e8res, immobilier\u2014\u00e0 vos h\u00e9ritiers et \u00e0 donner les actifs de retraite, plus impos\u00e9s, \u00e0 Holy Cross Family Ministries.<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><em><strong>Remarque :&nbsp;<\/strong>Diriger vos actifs de retraite vers des b\u00e9n\u00e9ficiaires caritatifs et non caritatifs peut acc\u00e9l\u00e9rer l&rsquo;imp\u00f4t sur le revenu. Consultez toujours vos conseillers avant de nommer les b\u00e9n\u00e9ficiaires de vos actifs de retraite.<\/em><\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong>Assurance-vie<\/strong><br>Vous pouvez \u00e9galement utiliser une police d&rsquo;assurance-vie pour faire un don \u00e0 HCFM. C&rsquo;est g\u00e9n\u00e9ralement aussi simple que de remplir un formulaire aupr\u00e8s de la compagnie d&rsquo;assurance d\u00e9signant Holy Cross Family Ministries comme b\u00e9n\u00e9ficiaire de tout ou partie du capital d\u00e9c\u00e8s de votre police d&rsquo;assurance-vie. En alternative \u00e0 la nomination de HCFM comme b\u00e9n\u00e9ficiaire, vous pouvez transf\u00e9rer la propri\u00e9t\u00e9 de la police. Le transfert de propri\u00e9t\u00e9 peut entra\u00eener une d\u00e9duction fiscale imm\u00e9diate pour la valeur de la police et des d\u00e9ductions fiscales futures si vous continuez \u00e0 payer les primes sur la police.<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong>Autres actifs<\/strong><\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong><strong>Contrats de rente commerciale :<\/strong>&nbsp;<\/strong>une rente commerciale aura parfois une valeur r\u00e9siduelle \u00e0 la fin de la vie de l&rsquo;annuitant. Vous pouvez nommer HCFM pour recevoir tout ou une partie de ce montant en nous d\u00e9signant comme b\u00e9n\u00e9ficiaire (unique ou partiel) sur le formulaire appropri\u00e9 de la compagnie d&rsquo;assurance.<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong>Comptes bancaires :&nbsp;<\/strong>vous pouvez demander \u00e0 votre banque de verser \u00e0 HCFM tout ou une partie de ce qui reste sur un compte courant ou d&rsquo;\u00e9pargne. Votre banque peut vous fournir le formulaire de d\u00e9signation de b\u00e9n\u00e9ficiaire appropri\u00e9.<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong>Comptes d&rsquo;investissement :&nbsp;<\/strong>vous pouvez demander \u00e0 votre soci\u00e9t\u00e9 d&rsquo;investissement de transf\u00e9rer \u00e0 HCFM certains ou tous les investissements d\u00e9tenus dans le compte au moment de votre d\u00e9c\u00e8s. Votre courtier ou agent peut vous aider \u00e0 compl\u00e9ter le processus, qui peut \u00eatre aussi simple que de modifier le nom sur le compte pour inclure Holy Cross Family Ministries.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top columns-layout__left-col has-primary-to-secondary-gradient-background has-background is-layout-flow wp-container-core-column-is-layout-b9178209 wp-block-column-is-layout-flow\" style=\"border-radius:1.25rem;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;flex-basis:30%\">\n<div class=\"wp-block-buttons animated fadeInUp delay-100ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/\">Avancement<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp delay-100ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/pourquoi-donner\/\">Pourquoi Donner?<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp delay-200ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/planifiez-votre-heritage\/\">Planifiez Votre H\u00e9ritage<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/donner-des-options\/\">Options de Dons<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/donner-des-options\/dons-par-testament-ou-confiance\/\">Dons par Testament ou Fiducie<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/donner-des-options\/nous-nommer-dans-vos-actifs\/\">Nous Nommer dans Vos Actifs<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/donner-des-options\/le-don-ira-qcd\/\">Le Don IRA (QCD)<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/ce-que-vous-pouvez-donner\/\">Ce Que Vous Pouvez Donner<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/ressources\/\">Ressources<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/contactez-nous\/\">Contactez-Nous<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Nommez-nous dans vos actifs L&rsquo;une des fa\u00e7ons les plus simples de faire un don \u00e0 Holy Cross Family Ministries est de d\u00e9signer HCFM pour recevoir vos actifs \u00e0 la fin de votre vie. Vous pouvez sp\u00e9cifier l&rsquo;ensemble ou un pourcentage des actifs que vous souhaitez que chaque b\u00e9n\u00e9ficiaire re\u00e7oive. Souvent, il suffit de remplir un [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":5232,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"editor_notices":[],"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"footnotes":""},"class_list":["post-5238","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nous nommer dans vos actifs - HCFM-French<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hcfm.org\/fr\/donationsprevues\/donner-des-options\/nous-nommer-dans-vos-actifs\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nous nommer dans vos actifs - HCFM-French\" \/>\n<meta property=\"og:description\" content=\"Nommez-nous dans vos actifs L&rsquo;une des fa\u00e7ons les plus simples de faire un don \u00e0 Holy Cross Family Ministries est de d\u00e9signer HCFM pour recevoir vos actifs \u00e0 la fin de votre vie. Vous pouvez sp\u00e9cifier l&rsquo;ensemble ou un pourcentage des actifs que vous souhaitez que chaque b\u00e9n\u00e9ficiaire re\u00e7oive. 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