{"id":7284,"date":"2026-06-10T12:22:20","date_gmt":"2026-06-10T12:22:20","guid":{"rendered":"https:\/\/hcfm.org\/?page_id=7284"},"modified":"2026-07-21T13:31:53","modified_gmt":"2026-07-21T13:31:53","slug":"retirement-assets","status":"publish","type":"page","link":"https:\/\/hcfm.org\/it\/planned-giving\/what-you-can-give\/retirement-assets\/","title":{"rendered":"Retirement Assets"},"content":{"rendered":"<style>@media(max-width:1024px){.cbmi-d0dd36c0{min-height:55vh !important;}.cbmi-d0dd36c0.is-fit-object .wp-block-cover__image-background{object-fit:contain;object-position: 50% 100% !important;}}@media(max-width:767px){.cbmi-d0dd36c0{min-height:55vh !important;}.cbmi-d0dd36c0.is-fit-object .wp-block-cover__image-background{object-fit:contain;object-position: 50% 100% !important;}}<\/style>\n<div class=\"wp-block-cover has-base-color has-text-color has-link-color wp-elements-1 cbmi-d0dd36c0\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;min-height:70vh;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"622\" class=\"wp-block-cover__image-background wp-image-6621 size-full\" alt=\"\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2026\/06\/Planned-Giving.jpg\" data-object-fit=\"cover\"\/ data-desktop=\"https:\/\/hcfm.org\/wp-content\/uploads\/2026\/06\/Planned-Giving.jpg\" srcset=\"https:\/\/hcfm.org\/it\/wp-content\/uploads\/sites\/27\/2026\/06\/Planned-Giving.jpg 900w, https:\/\/hcfm.org\/it\/wp-content\/uploads\/sites\/27\/2026\/06\/Planned-Giving-300x207.jpg 300w, https:\/\/hcfm.org\/it\/wp-content\/uploads\/sites\/27\/2026\/06\/Planned-Giving-768x531.jpg 768w, https:\/\/hcfm.org\/it\/wp-content\/uploads\/sites\/27\/2026\/06\/Planned-Giving-600x415.jpg 600w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-contrast-background-color has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-container-core-cover-is-layout-b12131f3 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-6820f5d6 wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-top:8.44rem;padding-right:0rem;padding-bottom:2.5rem;padding-left:0rem\">\n<h1 class=\"wp-block-heading has-text-align-center animated fadeInUp slow has-whitney-font-family is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left\" style=\"margin-bottom:1rem;text-transform:capitalize\">Planned Giving<\/h1>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull max-781:!mt-5 max-781:!mb-5 is-layout-constrained wp-container-core-group-is-layout-8ec45f02 wp-block-group-is-layout-constrained\" style=\"margin-top:0rem;margin-bottom:0rem;padding-top:3.75rem;padding-right:1.25rem;padding-bottom:3.75rem;padding-left:1.25rem\">\n<div class=\"wp-block-columns are-vertically-aligned-top columns-layout is-layout-flex wp-container-core-columns-is-layout-6f9e0450 wp-block-columns-is-layout-flex\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-column is-vertically-aligned-top text-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70%\">\n<h2 class=\"wp-block-heading has-text-align-left animated fadeInUp slow has-tertiary-color has-text-color has-link-color has-whitney-font-family has-x-large-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-2\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1.25rem;padding-left:0rem;font-style:normal;font-weight:600;text-transform:capitalize\">Retirement Assets<\/h2>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">Your IRA, 401(k), 403(b), or other Qualified Retirement Plan can provide a tax-smart way to make an impact on Holy Cross Family Ministries either now or after the end of your lifetime. The Qualified Charitable Distribution or QCD (sometimes called an \u201cIRA Charitable Rollover\u201d) is a great way to make a tax-free gift now to Holy Cross Family Ministries and satisfy your Required Minimum Distribution (RMD) too.<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong><strong>A gift of&nbsp;<\/strong><em><strong>retirement plan assets<\/strong><\/em><strong>&nbsp;could be right for you if:<\/strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list animated fadeInUp delay-200ms slow\">\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">You have an IRA or other Qualified Retirement Plan such as a 401(k) or 403(b).<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">You do not expect to need all of your retirement plan assets during your lifetime.<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">You have other assets, such as securities and real estate, that you want to pass to heirs.<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">You would like to make a charitable bequest to HCFM.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group has-primary-to-secondary-gradient-background has-background is-layout-constrained wp-container-core-group-is-layout-81ed83c8 wp-block-group-is-layout-constrained\" style=\"border-top-left-radius:1.25rem;border-top-right-radius:1.25rem;border-bottom-left-radius:1.25rem;border-bottom-right-radius:1.25rem;margin-top:0px;margin-bottom:1.25rem;padding-top:1.25rem;padding-right:1.25rem;padding-bottom:1.25rem;padding-left:1.25rem\">\n<h2 class=\"wp-block-heading has-text-align-left animated fadeInUp slow has-base-color has-text-color has-link-color has-whitney-font-family has-x-medium-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-3\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1.25rem;padding-left:0rem;font-style:normal;font-weight:600;text-transform:capitalize\">Talk to Us<\/h2>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-base-color has-text-color has-link-color has-x-medium-font-size wp-elements-4 wp-block-paragraph\"><a href=\"https:\/\/hcfm.org\/it\/planned-giving\/contact-us\/\" data-type=\"link\" data-id=\"https:\/\/hcfm.org\/it\/planned-giving\/contact-us\/\">Office of Advancement \u00bb<\/a><\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-base-color has-text-color has-link-color has-x-medium-font-size wp-elements-5 wp-block-paragraph\"><a href=\"tel:508-238-4095\" type=\"tel\" id=\"tel:508-238-4095\">Call 508-238-4095<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp delay-200ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:1rem;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-secondary-background-color has-background wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/resources\/find-best-gift\/\">More on Retirement Assets&nbsp;<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong><strong>Option 1: Make a tax-free gift now with a Qualified Charitable Distribution (an \u201cIRA Charitable Rollover\u201d).<\/strong><\/strong><\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">You can make a tax-free gift with a Qualified Charitable Distribution (QCD) from your IRA. (Other Qualified Retirement Plans such as 401(k)s and 403(b)s are not eligible). You must be at least 70\u00bd years old to take advantage of this opportunity. Your QCD must go directly from your IRA administrator to HCFM. The total of all of your QCD gifts for 2026 cannot exceed $111,000 per person however, your spouse with a separate IRA can also make a QCD of up to $111,000 in 2026 if they otherwise qualify.<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">The benefits of a QCD gift include:<\/p>\n\n\n\n<ul class=\"wp-block-list animated fadeInUp delay-200ms slow\">\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">If you don\u2019t itemize your income tax deductions, a QCD provides the tax benefits of an itemized income tax charitable deduction.<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">&nbsp;If you are age 73 and must take a Required Minimum Distribution (RMD), your QCD gift can satisfy your RMD without increasing your income taxes.<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">Your gift provides immediate support for the important work of HCFM with a tax-free gift.<\/li>\n<\/ul>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><strong><strong><strong>Option 2: Designate your remaining Qualified Retirement Plan assets as a contribution to Holy Cross Family Ministries.<\/strong><\/strong><\/strong><\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">Another attractive option is to designate HCFM as the recipient of some or all of what\u2019s left in your IRA, 401(k), 403(b), or other Qualified Retirement Plan at the end of your lifetime.<\/p>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">In addition to having the satisfaction of making a significant future gift to HCFM, your benefits include:<\/p>\n\n\n\n<ul class=\"wp-block-list animated fadeInUp delay-200ms slow\">\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">Your estate is entitled to an unlimited estate tax charitable deduction for the value of your Qualified Retirement Plan donated to HCFM.<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">Since HCFM is tax-exempt, there will be no income taxes paid on the distribution to HCFM.<\/li>\n\n\n\n<li class=\"has-x-medium-font-size\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:0.38rem;padding-left:0rem\">A tax-smart estate planning strategy is to contribute taxable Qualified Retirement Plan assets to HCFM and preserve non-retirement plan assets for your heirs.<\/li>\n<\/ul>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-x-medium-font-size wp-block-paragraph\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><em><strong>Note:<\/strong>&nbsp;Directing your Qualified Retirement Plan to charitable and noncharitable beneficiaries can accelerate the income tax. Always consult with your advisors before naming the beneficiaries of your Qualified Retirement Plan.<\/em><\/p>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-b8487f01 wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0rem;padding-right:0rem;padding-bottom:1.5rem;padding-left:0rem\"><div class=\"wp-block-hcfm-faq-block\">\n    <div class=\"accordion shadow\">\n                        <div class=\"accordion-item\">\n                    <h3 class=\"accordion-title\">Show more details<\/h3>\n                    <div class=\"accordion-content\">\n                        \n<p class=\"has-x-medium-font-size wp-block-paragraph\"><strong>IRAs and qualified retirement plans<\/strong><br>Retirement plan assets are a major source of wealth for many households. For example, you may have hundreds of thousands of dollars invested in your IRA, 401(k), 403(b), or other qualified retirement plan. These plans do not pay tax on the income they earn, or the capital gain realized within the account. This allows the assets to grow faster than if held and invested these qualified plans.<\/p>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\">The primary purpose of your retirement plan is to provide you with income during your retirement, but it can also be an excellent source of funds for making charitable gifts during your life and when your plan ends.<\/p>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\"><strong>Withdrawals are taxed as income<\/strong><br>With the exception of the Roth IRA, the money used to fund a qualified retirement plan, such as a traditional IRA, 401(k), or 403(b), has never been taxed. Also, earnings that occur within a qualified retirement plan are not taxed. As a consequence, withdrawals from any of these plans (except for the Roth IRA) are taxed as ordinary income. Your federal income tax alone on a withdrawal from one of these plans could be as high as 37%.<\/p>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\"><strong>Withdrawals are required once you reach 73 years old<\/strong><br>You must start taking withdrawals from your qualified retirement plan once you reach 73 years old. The amount you must withdraw each year is a percentage of the value of your retirement plan as of the last day of the previous year. The percentage starts below 4% for someone who is taking their first \u201crequired minimum distribution\u201d and increases with age according to a schedule published by the IRS.&nbsp;<\/p>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\"><strong>Taxes on remaining retirement assets can be&nbsp;very&nbsp;high<\/strong><br>Your family members and other heirs will have to pay income tax on any distributions they receive from your retirement plan after you are gone. In addition, your qualified retirement plan is included in your estate, so if your estate is large enough to owe estate tax, your plan may increase the estate taxes you owe.&nbsp;<\/p>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\">Federal income tax alone can be 37%. When you add federal income tax and estate tax together, they can total 62% or more. In states that assess their own taxes on estates, the total taxes on retirement plan assets paid to heirs can be over 62%.<\/p>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\"><strong>Give retirement plan assets to Holy Cross Family Ministries and save taxes<\/strong><br>In contrast to your retirement plan assets, your estate will not owe income tax on most of its other assets in addition to estate taxes that may be due. As a result, your estate and heirs will pay lower taxes if you pass your less heavily taxed assets to your heirs, and give your retirement plan assets to charity. Paying lower taxes will mean that more assets will reach your heirs. How much more will depend on the size of your estate, where you live, the other assets you own, and the type of gift you make.<\/p>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\"><strong>How do I pass retirement plan assets to HCFM?&nbsp;<\/strong><br>You have several good options for passing your retirement plan assets to us.<\/p>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\"><strong>Beneficiary Designation&nbsp;<\/strong><br>The simplest and most common way to give retirement plan assets is to make our organization a beneficiary of your retirement plan. All you need to do is to file a revised beneficiary designation form with your retirement plan administrator to designate our organization as a beneficiary of your plan and name the percentage of your remaining assets that you want us to receive. The retirement plan assets that you designate for us will avoid all income tax and estate tax. In order for your estate to enjoy both of these tax benefits, it is especially important that you make our organization the designated beneficiary of these retirement plan assets, not your estate. Please identify us on the form with our legal name: Crusade for Family Prayer, Inc..<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-x-medium-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left\">Example<\/h2>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\">Leo Hogue, 75, is a retired business executive who has accumulated $500,000&nbsp;in the retirement plan that he set up through his company years ago. He takes minimum distributions from his plan in order to preserve as much tax-free growth inside the plan as he can. At this rate, he expects that his account may still be worth $500,000 when he dies.<\/p>\n\n\n\n<p class=\"has-x-medium-font-size wp-block-paragraph\">Leo&nbsp;has reached the time in his life when he has begun thinking about the legacies he wants to leave behind after he is gone. He decides to leave a bequest to Holy Cross Family Ministries&nbsp;to create an endowed fund that will perpetuate generous support in his name. To accomplish his goals,&nbsp;he designates 40% of the final balance in his retirement&nbsp;account for Holy Cross Family Ministries.<br><strong>Benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list has-x-medium-font-size\">\n<li>There will be no income tax or estate tax on the 40% of Leo&#8217;s retirement plan&nbsp;assets that are transferred to HCFM.<\/li>\n\n\n\n<li>Assume the balance in Leo&#8217;s IRA when it ends is $500,000&nbsp;and he donates 40% of that balance ($200,000) to HCFM.&nbsp;&nbsp;If Leo were to pass&nbsp;the same amount to&nbsp;his family,&nbsp;that distribution would be subject to ordinary income tax.&nbsp;His family would owe income tax of $74,000&nbsp;(37% bracket) on the IRA assets, leaving only about $126,000 for their own use. If Leo\u2019s estate is subject to estate tax the tax savings would be even greater since his estate would be entitled to an estate tax charitable deduction of $200,000.&nbsp;&nbsp;<\/li>\n\n\n\n<li>Leo&nbsp;has the immediate satisfaction of knowing that he has put a gift plan in place that will keep his name alive and support Holy Cross Family Ministries&nbsp;long after he is gone.<\/li>\n<\/ul>\n                    <\/div>\n                <\/div>\n                    <\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top columns-layout__left-col has-primary-to-secondary-gradient-background has-background is-layout-flow wp-container-core-column-is-layout-b9178209 wp-block-column-is-layout-flow\" style=\"border-radius:1.25rem;padding-top:1.5rem;padding-right:1.5rem;padding-bottom:1.5rem;padding-left:1.5rem;flex-basis:30%\">\n<div class=\"wp-block-buttons animated fadeInUp delay-100ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/\">Sviluppo<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp delay-100ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/why-give\/\">Perch\u00e9 donare?<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp delay-200ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/plan-your-legacy\/\">Pianifica la tua eredit\u00e0<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/giving-options\/\">Opzioni di donazione<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/what-you-can-give\/\">Cosa puoi donare<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/what-you-can-give\/stocks-bonds\/\">Azioni e obbligazioni<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/what-you-can-give\/retirement-assets\/\">Patrimonio pensionistico<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/what-you-can-give\/life-insurance\/\">Assicurazione sulla vita<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem;padding-left:1.13rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/what-you-can-give\/donor-advised-fund\/\">Fondo consigliato dal donatore<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/resources\/\">Risorse<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons animated fadeInUp o-anim-custom-delay o-anim-value-delay-600ms slow is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:0rem;margin-bottom:0.5rem\">\n<div class=\"wp-block-button is-style-link-style\"><a class=\"wp-block-button__link has-base-color has-text-color has-link-color wp-element-button\" href=\"https:\/\/hcfm.org\/it\/planned-giving\/contact-us\/\">Contattaci<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Retirement Assets Your IRA, 401(k), 403(b), or other Qualified Retirement Plan can provide a tax-smart way to make an impact on Holy Cross Family Ministries either now or after the end of your lifetime. The Qualified Charitable Distribution or QCD (sometimes called an \u201cIRA Charitable Rollover\u201d) is a great way to make a tax-free gift [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":7271,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"editor_notices":[],"footnotes":""},"class_list":["post-7284","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Retirement Assets | Holy Cross Family Ministries<\/title>\n<meta name=\"description\" content=\"Support Holy Cross Family Ministries today! 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