{"id":1283,"date":"2025-08-13T06:26:38","date_gmt":"2025-08-13T06:26:38","guid":{"rendered":"https:\/\/hcfm.org\/?page_id=1283"},"modified":"2026-06-11T06:50:49","modified_gmt":"2026-06-11T06:50:49","slug":"giftplanning-irarollover","status":"publish","type":"page","link":"https:\/\/hcfm.org\/pt\/giftplanning-irarollover\/","title":{"rendered":"Giftplanning Irarollover"},"content":{"rendered":"<style>@media(max-width:1024px){.cbmi-5d5da3d5{min-height:55vh !important;}.cbmi-5d5da3d5.is-fit-object .wp-block-cover__image-background{object-fit:contain;object-position: 50% 100% !important;}}@media(max-width:767px){.cbmi-5d5da3d5{min-height:55vh !important;}.cbmi-5d5da3d5.is-fit-object .wp-block-cover__image-background{object-fit:contain;object-position: 50% 100% !important;}}<\/style>\n<div class=\"wp-block-cover has-base-color has-text-color has-link-color wp-elements-63bea95ebb271fe1dd9f599f7c276d84 cbmi-5d5da3d5\" style=\"padding-top:8.44rem;padding-bottom:2.5rem;min-height:70vh;aspect-ratio:unset;\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" class=\"wp-block-cover__image-background wp-image-1149 size-large\" alt=\"\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/08\/Peyton-Center-HERO-1024x682.jpg\" data-object-fit=\"cover\"\/ data-desktop=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/08\/Peyton-Center-HERO-1024x682.jpg\" srcset=\"https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/Peyton-Center-HERO-1024x682.jpg 1024w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/Peyton-Center-HERO-300x200.jpg 300w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/Peyton-Center-HERO-768x512.jpg 768w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/Peyton-Center-HERO.jpg 1532w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-contrast-background-color has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-f36bc466 wp-block-group-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center animated slideInUp slow has-whitney-font-family is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left\" style=\"margin-bottom:0rem;text-transform:capitalize\">Mudando Vidas atrav\u00e9s do Planeamento de Donativos<\/h1>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-4baed18c wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-top:3.75rem;padding-right:1.25rem;padding-bottom:3.75rem;padding-left:1.25rem\">\n<h2 class=\"wp-block-heading has-text-align-center animated fadeInUp slow has-tertiary-color has-text-color has-link-color has-playlistscript-font-family is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-4103d2e6abaae2e21b6af347db8563ed\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem;text-transform:capitalize\">Distribui\u00e7\u00e3o Caritativa de uma IRA<\/h2>\n\n\n\n<p class=\"has-text-align-center animated fadeInUp delay-100ms slow has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">Este resumo descreve as vantagens e os passos importantes para fazer uma distribui\u00e7\u00e3o caritativa qualificada da sua Conta Pessoal de Aposentadoria (IRA), frequentemente referida como rollover caritativo da IRA.&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center animated fadeInUp delay-200ms slow has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">A legisla\u00e7\u00e3o aprovada em dezembro de 2015 autorizou doa\u00e7\u00f5es caritativas a partir de IRAs. Entre as disposi\u00e7\u00f5es da lei est\u00e1 a exclus\u00e3o de at\u00e9 $100,000 (para cada titular de conta IRA) da renda bruta para fins de imposto de renda para \u201cdistribui\u00e7\u00f5es caritativas qualificadas\u201d a partir de uma IRA. A distribui\u00e7\u00e3o contar\u00e1 para a Distribui\u00e7\u00e3o M\u00ednima Obrigat\u00f3ria (RMD) de um indiv\u00edduo. Os requisitos legais para uma \u201cdistribui\u00e7\u00e3o caritativa qualificada\u201d s\u00e3o os seguintes:<\/p>\n\n\n\n<ul class=\"wp-block-list animated fadeInUp o-anim-custom-delay o-anim-value-delay-300ms slow has-whitney-font-family has-small-font-size\">\n<li class=\"o-anim-value-delay-300ms has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:0.31rem;padding-left:0rem\">A distribui\u00e7\u00e3o deve ser feita a partir de uma IRA (outras contas de aposentadoria n\u00e3o s\u00e3o eleg\u00edveis).<\/li>\n\n\n\n<li class=\"has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:0.31rem;padding-left:0rem\">O destinat\u00e1rio deve ser uma organiza\u00e7\u00e3o caritativa eleg\u00edvel.<\/li>\n\n\n\n<li class=\"has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:0.31rem;padding-left:0rem\">O titular da IRA deve ter pelo menos 70 anos e meio.<\/li>\n\n\n\n<li class=\"has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:0.31rem;padding-left:0rem\">A distribui\u00e7\u00e3o deve ser feita diretamente para a caridade at\u00e9 31 de dezembro.<\/li>\n\n\n\n<li class=\"has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:0.31rem;padding-left:0rem\">A distribui\u00e7\u00e3o deve ser plenamente dedut\u00edvel como uma contribui\u00e7\u00e3o caritativa.<\/li>\n\n\n\n<li class=\"has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:0.31rem;padding-left:0rem\">A distribui\u00e7\u00e3o deve ser inclu\u00edda na renda bruta de outra forma.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-894071c9 wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0rem;padding-right:1.25rem;padding-bottom:3.75rem;padding-left:1.25rem\">\n<h3 class=\"wp-block-heading has-text-align-center has-tertiary-color has-text-color has-link-color has-playlistscript-font-family has-x-large-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-19222d9b3f206cd8c425ba07f11c47d5\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1.88rem;padding-left:0rem;text-transform:capitalize\">Avan\u00e7ando a nossa miss\u00e3o e alcan\u00e7ando os seus objetivos filantr\u00f3picos!<br><\/h3>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-7 is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large has-custom-border is-style-rounded animated fadeInUp slow\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><img loading=\"lazy\" decoding=\"async\" width=\"109\" height=\"109\" data-id=\"340\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/07\/about-images-one.webp\" alt=\"\" class=\"has-border-color has-primary-border-color wp-image-340\" style=\"border-width:2px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border is-style-rounded animated fadeInUp o-anim-custom-delay slow o-anim-value-delay-200ms\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><img loading=\"lazy\" decoding=\"async\" width=\"109\" height=\"109\" data-id=\"339\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/07\/about-images-two.jpg\" alt=\"\" class=\"has-border-color has-primary-border-color wp-image-339\" style=\"border-width:2px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border is-style-rounded animated fadeInUp o-anim-custom-delay slow o-anim-value-delay-400ms\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><img loading=\"lazy\" decoding=\"async\" width=\"109\" height=\"109\" data-id=\"338\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/07\/about-images-three.webp\" alt=\"\" class=\"has-border-color has-primary-border-color wp-image-338\" style=\"border-width:2px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border is-style-rounded animated fadeInUp o-anim-custom-delay slow o-anim-value-delay-600ms\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><img loading=\"lazy\" decoding=\"async\" width=\"109\" height=\"109\" data-id=\"337\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/07\/about-images-four.jpg\" alt=\"\" class=\"has-border-color has-primary-border-color wp-image-337\" style=\"border-width:2px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border is-style-rounded animated fadeInUp o-anim-custom-delay slow o-anim-value-delay-800ms\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><img loading=\"lazy\" decoding=\"async\" width=\"109\" height=\"109\" data-id=\"336\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/07\/about-images-five.webp\" alt=\"\" class=\"has-border-color has-primary-border-color wp-image-336\" style=\"border-width:2px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border is-style-rounded animated fadeInUp o-anim-custom-delay slow o-anim-value-delay-1000ms\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><img loading=\"lazy\" decoding=\"async\" width=\"109\" height=\"109\" data-id=\"335\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/07\/about-images-six.webp\" alt=\"\" class=\"has-border-color has-primary-border-color wp-image-335\" style=\"border-width:2px\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large has-custom-border is-style-rounded animated fadeInUp o-anim-custom-delay slow o-anim-value-delay-1200ms hcfm-about-gallery\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><img loading=\"lazy\" decoding=\"async\" width=\"109\" height=\"109\" data-id=\"334\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/07\/about-images-seven.jpg\" alt=\"\" class=\"has-border-color has-primary-border-color wp-image-334\" style=\"border-width:2px\"\/><\/figure>\n<\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-container-core-group-is-layout-74ef71ed wp-block-group-is-layout-constrained\" style=\"margin-top:0rem;margin-bottom:0rem;padding-top:0rem;padding-right:1.25rem;padding-bottom:3.75rem;padding-left:1.25rem\">\n<div class=\"wp-block-columns are-vertically-aligned-top columns-layout columns-reverse title-rearrange-on-mobile is-layout-flex wp-container-core-columns-is-layout-04264774 wp-block-columns-is-layout-flex\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-column is-vertically-aligned-top text-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<h2 class=\"wp-block-heading animated fadeInUp slow has-tertiary-color has-text-color has-link-color has-playlistscript-font-family has-x-large-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-ae6a56e99215156b85c8461d649533e3\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem;text-transform:capitalize\">Quais s\u00e3o os benef\u00edcios?<\/h2>\n\n\n\n<ul class=\"wp-block-list has-whitney-font-family has-small-font-size\">\n<li class=\"has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:0.31rem;padding-left:0rem\">O seu donativo \u00e9 transferido para&nbsp;HCFM,&nbsp;uma vez que voc\u00ea n\u00e3o recebeu os fundos, eles n\u00e3o s\u00e3o inclu\u00eddos na sua renda bruta.<\/li>\n\n\n\n<li class=\"has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:0.31rem;padding-left:0rem\">O seu donativo contar\u00e1 para o seu requisito de distribui\u00e7\u00e3o m\u00ednima.<\/li>\n\n\n\n<li class=\"has-calluna-font-family has-x-medium-font-size\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:0.31rem;padding-left:0rem\">Voc\u00ea apoia os programas de miss\u00e3o cr\u00edticos que s\u00e3o importantes para voc\u00ea na HCFM.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top columns-layout__left-col is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image alignright size-full is-resized has-custom-border animated zoomIn slow\" style=\"margin-top:0rem;margin-right:0rem;margin-bottom:0rem;margin-left:0rem\"><img loading=\"lazy\" decoding=\"async\" width=\"864\" height=\"576\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/08\/June-10-praying-resize.jpg\" alt=\"\" class=\"wp-image-1313\" style=\"border-radius:1.25rem;width:702px\" srcset=\"https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/June-10-praying-resize.jpg 864w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/June-10-praying-resize-300x200.jpg 300w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/June-10-praying-resize-768x512.jpg 768w\" sizes=\"auto, (max-width: 864px) 100vw, 864px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-container-core-group-is-layout-74ef71ed wp-block-group-is-layout-constrained\" style=\"margin-top:0rem;margin-bottom:0rem;padding-top:0rem;padding-right:1.25rem;padding-bottom:3.75rem;padding-left:1.25rem\">\n<div class=\"wp-block-columns are-vertically-aligned-top columns-layout title-rearrange-on-mobile is-layout-flex wp-container-core-columns-is-layout-04264774 wp-block-columns-is-layout-flex\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<div class=\"wp-block-column is-vertically-aligned-top columns-layout__left-col is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-resized has-custom-border animated zoomIn slow\" style=\"margin-top:0rem;margin-right:0rem;margin-bottom:0rem;margin-left:0rem\"><img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"622\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/08\/Fr-Peyton-praying-with-family-resize.webp\" alt=\"\" class=\"wp-image-1323\" style=\"border-radius:1.25rem;width:702px\" srcset=\"https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/Fr-Peyton-praying-with-family-resize.webp 900w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/Fr-Peyton-praying-with-family-resize-300x207.webp 300w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/Fr-Peyton-praying-with-family-resize-768x531.webp 768w\" sizes=\"auto, (max-width: 900px) 100vw, 900px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top text-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading animated fadeInUp slow has-tertiary-color has-text-color has-link-color has-playlistscript-font-family has-x-large-font-size is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left wp-elements-734ae1dbfd4c04f6e1af1640cff4fa9b\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem;text-transform:capitalize\">Como fazer um Donativo Caritativo IRA?<\/h2>\n\n\n\n<p class=\"animated fadeInUp delay-100ms slow has-calluna-font-family has-x-medium-font-size\">Voc\u00ea simplesmente direciona o administrador do seu plano para fazer uma transfer\u00eancia direta para a HCFM.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-top:1rem;margin-bottom:1rem\">\n<div class=\"wp-block-button animated fadeInUp delay-200ms slow is-style-primary\"><a class=\"wp-block-button__link has-secondary-background-color has-background wp-element-button\" href=\"https:\/\/cdn2.hubspot.net\/hubfs\/275132\/Sample%20Transfer%20Instruction%20Letter%20for%20Qualified%20IRA%20Gifts.pdf\" style=\"text-transform:capitalize\">As instru\u00e7\u00f5es de transfer\u00eancia de amostra podem ser encontradas aqui.<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"animated fadeInUp o-anim-custom-delay o-anim-value-delay-300ms slow has-contrast-color has-text-color has-link-color has-calluna-font-family has-x-medium-font-size wp-elements-fdf0f9888c44271d8dac083fe98cf469\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\">Obrigado pelo seu apoio, e entre em contacto com Tom McKenney pelo telefone 508-930-7882 ou <a href=\"mailto:tmckenney@hcfm.org\"><mark style=\"background-color:#FFFFFF\" class=\"has-inline-color has-primary-color\">tmckenney@hcfm.org<\/mark><\/a> com qualquer d\u00favida. O seu Donativo Caritativo IRA faz uma grande diferen\u00e7a na mudan\u00e7a de vidas e no fortalecimento de fam\u00edlias.<\/p>\n\n\n\n<p class=\"animated fadeInUp o-anim-custom-delay o-anim-value-delay-400ms slow has-link-color has-calluna-font-family has-x-medium-font-size wp-elements-69241a987946f54ae6bd6cdb2a65d429\" style=\"padding-top:0rem;padding-right:0rem;padding-bottom:1rem;padding-left:0rem\"><em>Isso n\u00e3o \u00e9 considerado aconselhamento legal ou fiscal. Recomendamos que voc\u00ea consulte seu pr\u00f3prio assessor legal ou fiscal.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-894071c9 wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0rem;padding-right:1.25rem;padding-bottom:3.75rem;padding-left:1.25rem\">\n<div class=\"wp-block-group is-layout-grid wp-container-core-group-is-layout-b9c42c0b wp-block-group-is-layout-grid\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<figure class=\"wp-block-image size-full animated fadeInUp slow wp-container-content-2155ee95\"><img loading=\"lazy\" decoding=\"async\" width=\"864\" height=\"576\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/07\/about-gallery-one.jpg\" alt=\"\" class=\"wp-image-302\" style=\"aspect-ratio:1;object-fit:cover\" srcset=\"https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/07\/about-gallery-one.jpg 864w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/07\/about-gallery-one-300x200.jpg 300w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/07\/about-gallery-one-768x512.jpg 768w\" sizes=\"auto, (max-width: 864px) 100vw, 864px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full animated fadeInUp delay-200ms slow\"><img loading=\"lazy\" decoding=\"async\" width=\"1274\" height=\"716\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/08\/FTP-Staff-RESIZE.jpg\" alt=\"\" class=\"wp-image-1175\" style=\"aspect-ratio:1;object-fit:cover\" srcset=\"https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/FTP-Staff-RESIZE.jpg 1274w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/FTP-Staff-RESIZE-300x169.jpg 300w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/FTP-Staff-RESIZE-1024x575.jpg 1024w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/FTP-Staff-RESIZE-768x432.jpg 768w\" sizes=\"auto, (max-width: 1274px) 100vw, 1274px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full animated fadeInUp o-anim-custom-delay slow o-anim-value-delay-400ms\"><img loading=\"lazy\" decoding=\"async\" width=\"821\" height=\"547\" src=\"https:\/\/hcfm.org\/wp-content\/uploads\/2025\/08\/INFAM-resize.jpg\" alt=\"\" class=\"wp-image-1174\" style=\"aspect-ratio:1;object-fit:cover\" srcset=\"https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/INFAM-resize.jpg 821w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/INFAM-resize-300x200.jpg 300w, https:\/\/hcfm.org\/pt\/wp-content\/uploads\/sites\/10\/2025\/08\/INFAM-resize-768x512.jpg 768w\" sizes=\"auto, (max-width: 821px) 100vw, 821px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full animated fadeInUp o-anim-custom-delay slow o-anim-value-delay-600ms\"><img loading=\"lazy\" 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sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-contrast-background-color has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-b4ad7ccc wp-block-group-is-layout-constrained\" style=\"margin-top:0px;margin-bottom:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px\">\n<h2 class=\"wp-block-heading has-text-align-center animated pulse has-white-color has-text-color has-whitney-font-family is-heading-wave-line is-wave-line-width-100 is-wave-line-primary is-wave-align-left\" style=\"margin-bottom:1rem;text-transform:capitalize\">O Boletim de Liga\u00e7\u00e3o Familiar<\/h2>\n\n\n\n<p class=\"has-text-align-center has-base-color has-text-color has-link-color has-calluna-font-family has-x-medium-font-size wp-elements-2ff562a729979d34165f893da1475bd3\" style=\"margin-top:0rem;margin-right:0rem;margin-bottom:0rem;margin-left:0rem\">Leia o nosso Boletim de Inverno de 2019 para saber mais sobre os nossos esfor\u00e7os mais recentes!<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Distribui\u00e7\u00e3o Caritativa de uma IRA Este resumo descreve as vantagens e os passos importantes para fazer uma distribui\u00e7\u00e3o caritativa qualificada da sua Conta Pessoal de Aposentadoria (IRA), frequentemente referida como rollover caritativo da IRA.&nbsp; A legisla\u00e7\u00e3o aprovada em dezembro de 2015 autorizou doa\u00e7\u00f5es caritativas a partir de IRAs. Entre as disposi\u00e7\u00f5es da lei est\u00e1 a [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"editor_notices":[],"footnotes":""},"class_list":["post-1283","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Donativos por meio de transfer\u00eancia de IRA<\/title>\n<meta name=\"description\" content=\"Este resumo descreve as importantes vantagens e os passos para fazer uma distribui\u00e7\u00e3o beneficente qualificada da sua Conta Individual de Reforma (IRA), vulgarmente chamada de transfer\u00eancia beneficente de IRA.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hcfm.org\/pt\/giftplanning-irarollover\/\" \/>\n<meta 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